Mortgage Calculator

Reservation

Unlock Your Mortgage Savings Potential

What Could You Do With an Extra 10 Years and $100,000?

Most Australians unknowingly stick to costly, outdated mortgage plans — paying thousands more in interest and spending years longer repaying their loans than necessary.

That’s where Mortgage Zero comes in.

Our calculator isn’t just a tool. It’s your window into a faster, smarter path to financial freedom. With just a few quick inputs, you’ll discover:

  • How many years you could shave off your loan

  • How much interest you could avoid paying

  • How a smarter strategy can free up cash for investments, lifestyle, or retirement

01.

Why Use the Mortgage Zero Calculator?

  • Quick & Simple: No spreadsheets or complicated math. Just clear answers.

  • Tailored Results: We compare your current mortgage to our proven Mortgage Zero approach.

  • Instant Clarity: Understand exactly how small changes today can lead to big savings tomorrow.

  • Free & No Obligation: Use it as often as you like. Explore scenarios without any pressure.

02.

Smarter Strategies. Real Results.

At Mortgage Zero, we believe every homeowner deserves access to the same advanced financial strategies used by investors and professionals. Whether you’re just starting out or already years into your loan, our approach helps you reduce debt faster — without compromising your lifestyle.

It’s not about working harder. It’s about working smarter.

03.

Ready to See Your Savings?

Use the calculator now and take the first step toward paying off your mortgage faster and keeping more of your hard-earned money.

Pay off your mortgage faster

Calculate the time and interest saved with Mortgage Zero.

Enter your mortgage information

Home Value:
$
$100k $5M
Mortgage Amount:
$
$10k $2M
Interest Rate %:
%
1% 10%
Remaining Term:
years
1 year 30 years
Super Balance:
$
$0 $2M

Your savings results

Current Mortgage

Pay off mortgage in:
30 years
Total Interest:
$463,095

Mortgage Zero

Pay off mortgage in:
9 years
Total Interest:
$119,052
Years Saved:
21
Interest Saved:
$344,043

Mortgage Balance Over Time

Yearly Interest Paid

Results are based on loan calculations and Mortgage Zero's proprietary investment strategy.

Contact us today to learn how to implement these savings for your specific situation.

Frequently Asked Questions

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How accurate is the Mortgage Zero Calculator?

Our calculator provides a reliable estimate based on the information you enter. While it can’t account for every possible variable, it gives you a clear picture of how much time and money you could save using our proven strategies.

Is there any cost or obligation?

No. The calculator is 100% free to use, and there’s no obligation to proceed further. We want to empower you with information first — you can decide the next steps when you’re ready.

What happens after I use the calculator?

Once you see your potential savings, you’ll have the option to book a free strategy session with one of our experts. We can walk you through your results and show you exactly how to implement the Mortgage Zero approach if you choose.

Will using the calculator affect my credit score?

No. Using the Mortgage Zero Calculator is completely risk-free and has no impact on your credit score. It’s simply a tool to help you explore your options.

What information do I need to use the calculator?

You’ll just need a few basic details about your current mortgage — loan amount, interest rate, and remaining term. The more accurate your inputs, the clearer your savings potential will be.

Is there any cost or obligation?

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Mortgage Elimination Review

Case Study: How John & Sarah Slashed Their Mortgage in Just 5 Years

Breaking Free from Mortgage Debt

John and Sarah, a young couple with big dreams, felt trapped by their 30-year mortgage. They turned to Mortgage Zero, seeking a smarter way out—and found one.

The Challenge

Paying off their mortgage faster without sacrificing their lifestyle felt impossible—until they found a path forward.

The Game-Changing Solution

Mortgage Zero introduced them to high-yield investing: putting a portion of income into strategies returning 12%–14%, accelerating their payoff dramatically.

How It Worked

  • In-Depth Financial Analysis – Tailored strategy aligned with their goals.
  • Smart Investment Portfolio – Diversified, high-return assets managed professionally.
  • Strategic Payment Allocation – Investment returns applied to reduce mortgage principal.
  • Ongoing Optimization – Mortgage Zero adjusted the strategy for maximum impact.

The Results? Life-Changing:

  • Mortgage-Free in 5 Years – Slashed 25 years off their term.
  • Massive Interest Savings – Tens of thousands saved.
  • Total Financial Freedom – Now focused on wealth-building.